Our Plans
Our Travel Protection programs provide extensive trip coverage when the unexpected arises before or even during your travels. Play Travel Protection is underwritten by Nationwide Mutual Insurance Companies and/or Crum & Forster, a subsidiary of United State Fire Insurance Company and offers a broad range of coverages to protect your travel investment.
View Sample of Certificate – Standard Coverage
View Sample of Certificate – Cancel For Any Reason Coverage
STANDARD PLAN – 30+ Covered Events 100% Reimbursement for Covered Losses
COVERAGES | MAXIMUM LIMITS |
---|---|
Trip Cancellation | 100% of the trip cost up to $100,000 |
Trip Interruption | 100% of the trip cost up to $100,000 |
Trip Delay | $600 ($200 per day maximum, Minimum 6 hr. delay) |
Baggage / Personal Effects | $1,000 |
Baggage Delay (Outward Journey Only) | $1,000 ($200 per day maximum, Minimum 12 hr. delay) |
Accidental Death & Dismemberment | $25,000 |
Emergency Accident and Sickness Medical Expenses | $25,000 |
Emergency Medical Evacuation / Repatriation of Remains | $250,000 |
Pre-Existing Conditions | Covered if purchased within 14 days of initial trip deposit. |
10-Day Free Look | You may cancel your plan within 10 days of purchase when you have not filed a claim or departed on your trip. |
Traveling Companions | Policy coverage is per reservation, which includes the entire traveling party staying at the rental unit. Party should not exceed occupancy limit for that particular rental unit. |
CANCEL FOR ANY REASON PLAN Standard Plan + 60% Reimbursement for Any Reason
COVERAGES | MAXIMUM LIMITS |
---|---|
Trip Cancellation | 100% of the trip cost up to $100,000 |
Trip Interruption | 100% of the trip cost up to $100,000 |
Trip Delay | $600 ($200 per day maximum, Minimum 6 hr. delay) |
Baggage / Personal Effects | $1,000 |
Baggage Delay (Outward Journey Only) | $1,000 ($200 per day maximum, Minimum 12 hr. delay) |
Accidental Death & Dismemberment | $25,000 |
Emergency Accident and Sickness Medical Expenses | $25,000 |
Emergency Medical Evacuation / Repatriation of Remains | $250,000 |
Pre-Existing Conditions | Covered if purchased within 14 days of initial trip deposit. |
10-Day Free Look | You may cancel your plan within 10 days of purchase when you have not filed a claim or departed on your trip. |
Traveling Companions | Policy coverage is per reservation, which includes the entire traveling party staying at the rental unit. Party should not exceed occupancy limit for that particular rental unit. |
Cancel For Any Reason | We will reimburse your or your designated representative for 60% of the prepaid, forfeited, non-refundable payments or deposits paid to the Travel Supplier for the Covered Trip arrangements provided the following conditions are met: (a) This coverage was purchased within fourteen (14) days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within fourteen (14) days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and (b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and (c) You or Your designated representative cancels the Covered Trip no less than two (2) days prior to the Scheduled Departure Date. |
PLAN BENEFITS INCLUDE
- Trip cancellation – Protects your non-refundable leisure trip, including penalties, fees and other costs you may incur if you have to cancel.
- Trip interruption – Protects insured trip costs, including penalties, fees and other costs you may incur during your trip.
- Trip delay – Coverage for unexpected additional expenses such as meals, lodging or local transportation if your trip is delayed by more than six hours for a covered reason.
- Emergency medical – Coverage for emergency medical expenses you have during your trip due to accidental injury or illness.
- Emergency medical evacuation – Coverage for necessary emergency medical evacuation due to an accidental injury or sickness during a trip.
- Baggage / Personal Effects – coverage for lost, stolen or damaged luggage and personal items.
- Travel assistance services – Coverage for medical or legal referral services, passport visa information, prescription drug/eyeglass replacement services and additional services during your trip.
EXAMPLES OF COVERAGE
The following are few examples where travel insurance would provide a benefit. Please refer to coverage details for any specific limitations or exclusions:- Sickness, accidental injury or death to yourself, a family member or traveling companion that results in medically imposed restrictions, as certified by a physician that results in a need to cancel your trip.
- Weather at your departure location that prevents your departure for 48+ hours.
- You are laid off from work from a company from which you have been employed 2+ years, your company transfers your employment location of greater than 250 miles or your company requires you to work rather than travel.
- A natural disaster renders your destination site as uninhabitable or there is a mandatory evacuation for events such as a hurricane, tornado, fire, earthquake, flood, etc.
- Your approved military leave has been revoked or you experience a reassignment.
- The death of a family member who may or may not have been scheduled to accompany you.
- The airlines go on strike and you can’t get to your destination.
- The school where your children attend extends the school year to make up for weather days and it impacts your scheduled travel plans.
- You are hijacked, quarantined, required to serve on a jury, subpoenaed, the victim of a felonious assault, or your primary home experienced a fire within 10 days of departure are also examples where you would be covered.
- You have a traffic accident on the way to your destination.
- You become ill during your trip and incur emergency medical expense to include hospital bills, x-rays, ambulance service, etc.
- You have an injury that requires you to be medically evacuated (coverage up to $250,000).
- Your ski trip is interrupted by lack of snow on the trails or stormy weather prevents you from skiing and you have non-refundable lift tickets.
- The airline lose or delay arrival of your golf clubs and you incur an expense to rent clubs.
- Your baggage is lost or delayed.
- Bankruptcy or Default of a Travel Provider.
- The death of your dog or cat within 7 days of departure prevents you from participating in your planned trip.
- Or any of a number of other covered events. See coverage details.