Trusted by travelers for decades
The underwriter is the strength behind the product — and what gets your claim paid.
Designed for Vacation Rental Guests, Trusted by Every Traveler
Booked an Airbnb, VRBO, or other vacation rental? Coverage protects the whole trip you've paid for — not just the booking.
- Your rental becomes uninhabitable from a natural disaster, vandalism, or burglary within 10 days of departure — and you're out the flights, excursions, and other prepaid costs the host won't refund (when you buy within 14 days of your first trip payment)
- A named hurricane or natural disaster forces a mandatory evacuation at your destination
- Illness, injury, or family emergency cancels your stay (Standard plan reimburses up to 100% of prepaid, non-refundable cost, maximum $100,000)
- Need to cancel for any reason — work, change of plans, cold feet? CFAR adds that flexibility
Coverage details here follow the policy sold in most states. Residents of Missouri, Montana, New York, Pennsylvania, and Washington are covered by a different policy form, with different covered reasons and terms.
Coverage & Service You Can Trust
Book with Confidence
Trip cancellation, delay, and interruption benefits reimburse up to 100% of your prepaid, non-refundable trip cost (maximum $100,000) — for over 30 covered reasons including illness, injury, weather, job loss, and family emergencies.
Backed by World-Class Underwriters
Plans are underwritten by United States Fire Insurance Company, a Crum & Forster company — financial strength that translates to claims paid quickly when you need them most.
Standard or Cancel For Any Reason
Standard plans cover over 30 specified reasons at up to 100% reimbursement. Add Cancel For Any Reason (CFAR) for partial reimbursement when you cancel for any reason not on the list.
* Coverage is not available to residents of Hawaii. CFAR is additionally not available to residents of New York.
What People Say About Us
"My grandfather unexpectedly passed away and we were not able to take a family vacation to Hawaii. With the loss of a family member, we were thankful we did not have to worry about the loss of our trip. Our claim agent was very nice and accommodating!"
— Warren F.
"We had our flight cancelled out of Chicago and were able to file a trip delay claim because we missed the first day of our ski trip. Process was straightforward and simple."
— Samantha R.
"We were forced to evacuate after a hurricane hit the Outer Banks. We filed our claim and were paid within about 10 days. So thankful our reservation agent suggested we purchase the coverage."
— Frank C.
"I came down with Covid while vacationing in the Bahamas and my trip home was delayed. I was thankful that I had purchased a travel insurance policy that reimbursed me for the expense associated with my extended hotel stay."
— Erin C.
"EXCELLENT!!!!! Customer service person Lisa was terrific. Helped me with everything I needed. Sent me link to book within 2 minutes of finishing my call. I was all booked in less than 5 minutes and had contract in hand a few minutes after completing purchase. Calculator with three clicks was great and easy to navigate."
— Henry S.
"This was easy to buy and reasonably priced to give peace of mind for our trip this summer. The policy seemed tailored for my rental from an individual homeowner which was very helpful."
— Marrone
"Great price for Cancel For Whatever Reason policy. Will definitely choose this insurance coverage again!"
— ChloeGirl
"Process was easy once you navigated the different companies. But I loved how you could review a sample policy before purchase."
— Melobro
"Online process and website were easy to use. Surprised that very little info was needed to purchase insurance for a group. I thought I would need to list all the people traveling in my party. Received my policy right away."
— Cindy T.
"The website was very user friendly and covered many FAQ's"
— Linda
"Have used this company for a previous trip. So easy to complete application, reasonable fee, immediate acknowledgement of request for purchase and highly recommended by rental companies."
— Carole Evans
"Nothing short of Amazing! Outstanding service and knowledge. Dennis is outstanding and always available shouldn't have questions. The Best!!!"
— Yangja Dantzler
"All my questions were answered thoroughly and I feel cost was very reasonable for the coverage. The agent I spoke to was courtesy and knowledgeable."
— Bonnie P
"The requested information was easy to answer and the response was timely. I hope I don't have to use the insurance, but I feel secure in knowing that my expenditure will be covered if something thwarts my plans."
— Peggy M.
Why Consider Travel Insurance?
Stuff happens — be prepared for the unforeseen.
One in six travelers experience an unexpected event — illness, weather, family emergency, job loss — that disrupts a trip. Travel insurance reimburses your prepaid, non-refundable trip cost when those events force you to cancel or interrupt your vacation.
Travel insurance can:
- Reimburse expenses such as accommodations when travel is canceled, delayed or interrupted due to weather, sickness, accidents, family deaths, job loss, hurricanes, flight cancellations, and other unforeseen events;
- Cover nonrefundable payments such as vacation rental, hotel, cruise, airfare, tour or a day of skiing;
- Reimburse medical expenses, locate appropriate medical facilities and arrange medical transport including evacuation, in case of injury or illness during a trip;
- Locate appropriate services, such as medical and legal, in emergency situations, and more.