# Travel Protection Insurance
> Travel insurance for US domestic and international trips. Underwritten by Crum & Forster, a subsidiary of United States Fire Insurance Company.

## About
Travel Protection Insurance provides comprehensive travel insurance and trip protection for travelers. We offer Standard and Cancel For Any Reason (CFAR) coverage plans.

## Plans
- Standard Plan: 7% of trip cost. Covers trip cancellation, medical emergencies, baggage loss, travel delays for covered reasons. 100% reimbursement.
- CFAR Plan: 10.8% of trip cost. Everything in Standard plus cancel for ANY reason with 60% reimbursement. Must purchase within 14 days of initial trip deposit.

## Coverage Includes
- Trip cancellation and interruption
- Emergency medical and dental
- Emergency medical evacuation
- Baggage loss and delay
- Travel delay
- Missed connection
- 24/7 travel assistance

## Purchasing
- Get a quote at: https://www.travelprotection.insure/get-quote
- API available at: https://www.travelprotection.insure/api/v1 (no authentication required)
- Supports Stripe Checkout URLs for redirect-based payment
- API documentation: https://www.travelprotection.insure/api/v1/openapi.json
- Supports Stripe Shared Payment Tokens (SPT) for inline agent checkout
- Coverage details: GET /api/v1/plans/{standard|cfar}/coverage-details

## Required Information for Quotes
- Trip cost (USD)
- Departure and return dates
- Destination
- Traveler's state of residence

## State Restrictions
- CFAR coverage not available in New York

## Resources
- [AirCover vs. Travel Insurance: What Each One Actually Covers](https://www.travelprotection.insure/resources/aircover-vs-travel-insurance): Airbnb's AirCover protects the host's property and refunds you if Airbnb cancels, but it does not cover your trip cost, medical emergencies, or cancellations for personal reasons. Travel insurance covers all three.
- [Do I Need Travel Insurance for My Airbnb Rental?](https://www.travelprotection.insure/resources/do-i-need-travel-insurance-for-my-airbnb-rental): If you've prepaid more than $500 for an Airbnb stay, travel insurance is worth it. AirCover doesn't refund personal cancellations, medical emergencies, or trip delays.
- [Does Travel Insurance Cover VRBO Bookings?](https://www.travelprotection.insure/resources/does-travel-insurance-cover-vrbo-cancellations): Yes. A Trip Cancellation plan reimburses up to 100% of your prepaid VRBO booking when you cancel for a covered reason, regardless of VRBO's own refund policy.
- [Is Travel Insurance Worth It for an Airbnb or Vacation Rental?](https://www.travelprotection.insure/resources/travel-insurance-for-vacation-rentals): Yes, travel insurance covers gaps that Airbnb's AirCover and credit-card protections leave behind, including personal cancellations, emergency medical, and trip delays.
- [What Does Travel Insurance Actually Cover?](https://www.travelprotection.insure/resources/what-does-travel-insurance-cover): A standard travel insurance plan covers cancellation up to 100% of trip cost, $25,000 in emergency medical, $250,000 in evacuation, $1,000 in baggage, plus delays, missed connections, and AD&D.
- [What If My Vacation Rental Is Uninhabitable?](https://www.travelprotection.insure/resources/what-if-my-vacation-rental-is-uninhabitable): Travel insurance can treat an uninhabitable rental as a covered Trip Cancellation or Trip Interruption, reimbursing your unused, prepaid, non-refundable trip costs.
- [What Is CFAR (Cancel For Any Reason) Travel Insurance?](https://www.travelprotection.insure/resources/what-is-cfar): CFAR is a separate plan that lets you cancel for any reason at all and recoup 60% of your prepaid trip cost. It's useful when your standard plan's covered-reasons list isn't enough.
- [When Should I Buy Travel Insurance?](https://www.travelprotection.insure/resources/when-to-buy-travel-insurance): Buy travel insurance within 14 days of your first trip deposit. Earlier is always better, but the 14-day window is what unlocks pre-existing condition coverage and the option to add CFAR.
- [When to Buy Travel Insurance for a Vacation Rental](https://www.travelprotection.insure/resources/when-to-buy-travel-insurance-for-vacation-rental): Buy travel insurance within 14 days of your first Airbnb or VRBO deposit. That window unlocks pre-existing condition coverage and the option to add CFAR.

## Contact
- Phone: 1-843-501-2180
- Email: support@travelprotection.insure
- Hours: Monday-Friday 9am-5pm ET
- Website: https://www.travelprotection.insure